# J.P. Morgan Self-Directed Investing: up to $1,000

Canonical: https://dealaka.com/offers/jpmorgan-self-directed-investing-sign-up-bonus

- Status: Limited reports
- Bonus: up to $1,000
- Requirement: $5,000+ new money in 45 days, tiered to $250,000
- Expires: Oct 21, 2026
- Availability: Nationwide
- Institution: J.P. Morgan
- Verified: Jul 20, 2026 against chase.com
- Field reports: 1

## Summary
A standing tiered transfer bonus from Chase's brokerage arm: deposit or transfer new-to-JPM money or securities within 45 days, hold the balance 90 days, and the day-45 balance sets your tier up to $1,000 at $250,000. The catch that matters: money from Chase or J.P. Morgan accounts does not count. It has to come from outside.

## Requirements
1. Enroll via the official offer page, then open the Self-Directed account.
2. Move $5,000+ in new money or securities within 45 days (external sources only; Chase accounts don't count).
3. Your day-45 balance sets the tier; maintain it for 90 days from opening.
4. Bonus pays within 15 days of meeting conditions.

## Fine print that matters
- Tiers: $5,000 to $24,999 earns $50, $25,000 to $99,999 earns $150, $100,000 to $249,999 earns $325, and $250,000 or more earns $1,000.
- The full $1,000 requires $250,000 in new money, so most people land on a lower tier.
- You must open the account by 10/21/2026 and fund it within 45 days.
- Funds must stay 90 days from enrollment; market losses do not count against the requirement.
- Applies to general investment, traditional IRA, Roth IRA, and trust accounts.
- In-kind securities transfers qualify and avoid realizing gains. That's usually the right move.
- Bonus is taxable; expect a 1099.

## Field reports
- Structure: Tiering, 45-day funding window, 90-day hold, and the Chase-sourced-funds exclusion confirmed via Forbes Advisor and The Ways to Wealth on 7/7/26.

## Offer history
- 2023-2026: up to $700-$1,000, standing offer, tiers drift

## Sources
- chase.com Self-Directed offer <https://www.chase.com/personal/investments/offers> (checked Jul 11, 2026)
- chase.com investment offers page <https://www.chase.com/personal/investments/offers> (checked Jul 20, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._