{"slug":"keypoint-credit-union-checking-account-sign-up-bonus","category":"bank","institutionSlug":"keypoint-credit-union","product":"Checking Account","title":"Keypoint Credit Union Checking Account: $300 bonus","bonus":"$300","unit":"cash","amount":300,"reqShort":"$1,000/mo direct deposit for 6 months","expiresOn":"2026-08-31","status":"live","verifiedOn":"2026-07-19","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"No fee","keep":"","posts":"","applyDomain":"kpcu.com","applyUrl":"https://kpcu.com/about/membership/current-deals","summary":"Keypoint Credit Union pays new members up to $300 for opening a checking account and setting up recurring direct deposits. You get $50 a month for six months once you deposit at least $1,000 monthly, with the first deposit required within 60 days of opening.","reqSteps":["Open a Keypoint checking account with a $10 minimum deposit using promo code NM26.","Set up a recurring qualified direct deposit of at least $1,000 per month.","Ensure the first qualifying direct deposit posts within 60 days of account opening.","Maintain the $1,000+ direct deposit for 6 consecutive months to receive $50 per month.","Bonus is fully credited within 9 months of account opening."],"finePrint":["Offer valid for new members only who have not held a Keypoint account in the past two years.","Direct deposits must be from salary, pension, Social Security, or other personal income; transfers, card payments, or P2P services like Zelle or Venmo do not qualify.","Interruptions or failure to maintain direct deposits forfeit remaining bonus payments.","Student and kids checking accounts are not eligible.","Cannot be combined with other promotions.","Keypoint employees, officials, and immediate family are excluded.","Bonus is taxable and reported per federal and state law.","Keypoint membership required."],"listedOn":"2026-07-19","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"kpcu.com offer page","url":"https://kpcu.com/about/membership/current-deals","checkedOn":"2026-07-19"}],"needsVerification":false}