# Keypoint Credit Union Checking Account: $300 bonus

Canonical: https://dealaka.com/offers/keypoint-credit-union-checking-account-sign-up-bonus

- Status: Limited reports
- Bonus: $300
- Requirement: $1,000/mo direct deposit for 6 months
- Expires: Aug 31, 2026
- Availability: Nationwide
- Institution: Keypoint Credit Union
- Verified: Jul 19, 2026 against kpcu.com
- Field reports: 0

## Summary
Keypoint Credit Union pays new members up to $300 for opening a checking account and setting up recurring direct deposits. You get $50 a month for six months once you deposit at least $1,000 monthly, with the first deposit required within 60 days of opening.

## Requirements
1. Open a Keypoint checking account with a $10 minimum deposit using promo code NM26.
2. Set up a recurring qualified direct deposit of at least $1,000 per month.
3. Ensure the first qualifying direct deposit posts within 60 days of account opening.
4. Maintain the $1,000+ direct deposit for 6 consecutive months to receive $50 per month.
5. Bonus is fully credited within 9 months of account opening.

## Fine print that matters
- Offer valid for new members only who have not held a Keypoint account in the past two years.
- Direct deposits must be from salary, pension, Social Security, or other personal income; transfers, card payments, or P2P services like Zelle or Venmo do not qualify.
- Interruptions or failure to maintain direct deposits forfeit remaining bonus payments.
- Student and kids checking accounts are not eligible.
- Cannot be combined with other promotions.
- Keypoint employees, officials, and immediate family are excluded.
- Bonus is taxable and reported per federal and state law.
- Keypoint membership required.

## Sources
- kpcu.com offer page <https://kpcu.com/about/membership/current-deals> (checked Jul 19, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._