{"slug":"kinecta-federal-credit-union-15-month-jumbo-certificate-rate","category":"bank","institutionSlug":"kinecta-federal-credit-union","product":"15-Month Jumbo Certificate","title":"Kinecta Federal Credit Union 15-Month Jumbo Certificate: 3.75% APY","bonus":"3.75% APY","unit":"cash","amount":0,"reqShort":"$100,000 minimum, 15-month term","expiresOn":null,"status":"live","verifiedOn":"2026-08-11","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"Penalty imposed for early withdrawal.","posts":"Dividends compounded monthly.","applyDomain":"kinecta.org","applyUrl":"https://www.kinecta.org/","summary":"Kinecta offers 3.75% APY on a 15-month jumbo certificate with a $100,000 minimum deposit. The rate is fixed for the term and a penalty applies for early withdrawal. Upon maturity, funds transfer to a regular share account unless alternative instructions are provided.","reqSteps":[],"finePrint":["Minimum balance to open and maintain is $100,000","Fixed rate, fixed term account","APY assumes all dividends remain in certificate until maturity","Dividends compounded monthly","Penalty imposed for early withdrawal","Upon maturity, amounts transfer to regular share account unless alternative instructions given"],"apy":375,"apyTerm":"15-month term","listedOn":"2026-08-11","listedAt":"2026-08-11T13:06:44.753Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"kinecta.org rate page","url":"https://www.kinecta.org/","checkedOn":"2026-08-11"}],"needsVerification":false}