# Kitsap Credit Union Peak Account: 3.30% APY

Canonical: https://dealaka.com/offers/kitsap-credit-union-peak-account-rate

- Status: Limited reports
- Bonus: 3.30% APY
- APY: 3.30% (ongoing APY with monthly qualifications)
- Requirement: $25 minimum, requires 12 POS transactions + e-statements +
- Expires: no published end date
- Availability: Nationwide
- Institution: Kitsap Credit Union
- Verified: Aug 1, 2026 against kitsapcu.org
- Field reports: 0

## Summary
Kitsap Credit Union's Peak Account earns 3.30% APY on the first $15,000 when you meet monthly qualifications: 12+ debit/credit card purchases, electronic statements, and one qualifying electronic transaction. The rate is variable and subject to change. If qualifications are not met, the account earns 0.00% APY.

## Requirements
1. Apply through the offer page to open the Peak Account.
2. Complete the requirement: $25 minimum, requires 12 POS transactions + e-statements +.

## Fine print that matters
- APY is variable and accurate as of 8/1/2026, subject to change after account opening
- 3.30% APY applies only to first $15,000; remaining balances earn 0.05% APY
- Monthly qualifications must be met to earn stated rate
- If qualifications not met, account earns 0.00% APY non-qualifying base rate
- Not eligible for ATM fee refunds if qualifications not met that month
- Fees may reduce earnings

## Sources
- kitsapcu.org rate page <https://kitsapcu.org/personal/checking/> (checked Aug 1, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._