{"slug":"lakeside-bank-kasasa-cash-checking-rate","category":"bank","institutionSlug":"lakeside-bank","product":"Kasasa Cash Checking","title":"Lakeside Bank Kasasa Cash Checking: 3.00% APY","bonus":"3.00% APY","unit":"cash","amount":0,"reqShort":"12 debit transactions + log in + e-statement + DD equiv","expiresOn":null,"status":"live","verifiedOn":"2026-08-19","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"lakesidebank.com","applyUrl":"https://www.lakesidebank.com/products-services/personal/personal-checking/kasasa-cash","summary":"Kasasa Cash Checking earns 3.00% APY on balances up to $25,000 when you meet monthly qualifications: log in online, receive an electronic statement, and use your debit card 12 times monthly. Above $25,000, the rate drops to 0.10%. If qualifications are not met, the rate falls to 0.02%.","reqSteps":["Log into your account once monthly.","Get an electronic monthly statement.","Use your free debit card 12 times per month."],"finePrint":["Earn 3.00% APY on balances between $0.01 and $25,000. Tier 2: 0.10% APY on balances above $25,000.01. When qualifications are not met, rate drops to 0.02% APY on entire balance.","Rates subject to change after account opening without notice.","Fees may reduce earnings.","Up to $20 in ATM fees refunded monthly when qualifications are met.","Without the monthly qualifications the rate is 0.02% APY."],"apy":300,"apyTerm":"ongoing APY when qualifications met","listedOn":"2026-08-19","listedAt":"2026-08-19T13:03:12.851Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"lakesidebank.com rate page","url":"https://www.lakesidebank.com/products-services/personal/personal-checking/free-checking","checkedOn":"2026-08-19"}],"needsVerification":false}