# Lakeside Bank Kasasa Cash Checking: 3.00% APY

Canonical: https://dealaka.com/offers/lakeside-bank-kasasa-cash-checking-rate

- Status: Limited reports
- Bonus: 3.00% APY
- APY: 3.00% (ongoing APY when qualifications met)
- Requirement: 12 debit transactions + log in + e-statement + DD equiv
- Expires: no published end date
- Availability: Nationwide
- Institution: Lakeside Bank
- Verified: Aug 19, 2026 against lakesidebank.com
- Field reports: 0

## Summary
Kasasa Cash Checking earns 3.00% APY on balances up to $25,000 when you meet monthly qualifications: log in online, receive an electronic statement, and use your debit card 12 times monthly. Above $25,000, the rate drops to 0.10%. If qualifications are not met, the rate falls to 0.02%.

## Requirements
1. Log into your account once monthly.
2. Get an electronic monthly statement.
3. Use your free debit card 12 times per month.

## Fine print that matters
- Earn 3.00% APY on balances between $0.01 and $25,000. Tier 2: 0.10% APY on balances above $25,000.01. When qualifications are not met, rate drops to 0.02% APY on entire balance.
- Rates subject to change after account opening without notice.
- Fees may reduce earnings.
- Up to $20 in ATM fees refunded monthly when qualifications are met.
- Without the monthly qualifications the rate is 0.02% APY.

## Sources
- lakesidebank.com rate page <https://www.lakesidebank.com/products-services/personal/personal-checking/free-checking> (checked Aug 19, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._