{"slug":"local-bank-high-interest-rewards","category":"bank","institutionSlug":"local-bank","product":"High Interest Rewards","title":"Local Bank High Interest Rewards: 5.00% APY","bonus":"5.00% APY","unit":"cash","amount":0,"reqShort":"Meet simple monthly qualifications, no monthly fees","expiresOn":null,"status":"live","verifiedOn":"2026-08-02","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"mylocal.bank","applyUrl":"https://www.mylocal.bank/","summary":"Earn 5.00% APY on everyday checking when you meet simple monthly qualifications. No monthly fees, free debit card, and nationwide ATM reimbursements. Restrictions apply.","reqSteps":[],"finePrint":["Restrictions apply","Annual percentage yield (APY) accurate as of 1/1/26","Rates may change at any time","Fees may reduce earnings","Member FDIC"],"apy":500,"apyTerm":"ongoing APY","listedOn":"2026-08-02","listedAt":"2026-08-02T13:18:15.849Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"mylocal.bank rate page","url":"https://www.mylocal.bank/","checkedOn":"2026-08-02"}],"needsVerification":false}