{"slug":"lowry-state-bank-19-month-cd-rate","category":"bank","institutionSlug":"lowry-state-bank","product":"19-Month CD","title":"Lowry State Bank 19-Month CD: 4.00% APY","bonus":"4.00% APY","unit":"cash","amount":0,"reqShort":"$500 minimum deposit, 19-month term","expiresOn":null,"status":"live","verifiedOn":"2026-08-03","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"Penalty for early withdrawal.","posts":"","applyDomain":"lowrystate.bank","applyUrl":"https://www.lowrystate.bank/","summary":"This 19-month CD earns 4.00% APY on a minimum deposit of $500. The rate is effective as of July 6, 2026, and may change at any time. Early withdrawal carries a penalty.","reqSteps":[],"finePrint":["Minimum deposit $500.00","Rate effective as of July 6, 2026","Rate may change at any time","Penalty for early withdrawal","Fees could reduce earnings"],"apy":400,"apyTerm":"19-month term","listedOn":"2026-08-03","listedAt":"2026-08-03T13:18:51.336Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"lowrystate.bank rate page","url":"https://www.lowrystate.bank/","checkedOn":"2026-08-03"}],"needsVerification":false}