# M&T Bank Business Premium Checking: $1,500 bonus

Canonical: https://dealaka.com/offers/m-and-t-bank-business-premium-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $1,500
- Requirement: Avg ledger balance $100k+ in 3rd full month
- Expires: Sep 30, 2026
- Availability: Nationwide
- Institution: M&T Bank
- Verified: Jul 21, 2026 against mtb.com
- Field reports: 0

## Summary
M&T is offering up to a $1,500 cash bonus for opening a new Business Premium Checking account by September 30, 2026 with promo code BW. The exact bonus depends on your average ledger balance in the third full month, with $1,500 requiring a balance of $100,000 or more.

## Requirements
1. Open a new M&T Business Premium Checking account online or in branch by September 30, 2026 using promo code BW.
2. Maintain an average ledger balance of $100,000 or more in the third full calendar month after opening.
3. Keep the account open; the bonus is credited by the end of the fourth month.

## Fine print that matters
- Bonus amount is tiered: $300 for $5,000-$14,999.99, $500 for $15,000-$29,999.99, $750 for $30,000-$99,999.99, and $1,500 for $100,000 or more average ledger balance.
- A promo code is required at account opening to be eligible.
- Only one checking bonus per TIN regardless of number of accounts opened.
- Not available to M&T employees or to clients who had a non-personal M&T checking account within 90 days of opening.
- If the account is closed within six months of opening, the bonus will be deducted at closing.
- A $50 account closure fee applies if closed within 180 days of opening.
- The bonus is reportable for tax purposes and may be taxable income.

## Sources
- mtb.com offer page <https://www.mtb.com/business/checking-accounts/compare-business-checking-options/m-and-t-premium-checking> (checked Jul 21, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._