{"slug":"m1-high-yield-cash-account-rate","category":"bank","institutionSlug":"m1","product":"High-Yield Cash Account","title":"M1 High-Yield Cash Account: 3.10% APY","bonus":"3.10% APY","unit":"cash","amount":0,"reqShort":"No minimum stated","expiresOn":null,"status":"live","verifiedOn":"2026-08-01","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"m1.com","applyUrl":"https://m1.com/transfer/","summary":"M1 offers 3.10% APY on money in your high-yield cash accounts. The rate applies to both individual and joint account types. Cash accounts are investment products offered through M1 Finance and are not traditional savings accounts.","reqSteps":[],"finePrint":["M1 high-yield cash accounts are investment products offered by M1 Finance, LLC, an SEC registered broker-dealer","An open M1 investment account is required to participate","All investing involves risk, including the risk of losing the money you invest","M1 high-yield cash accounts are not FDIC insured"],"apy":310,"apyTerm":"ongoing APY","listedOn":"2026-08-01","listedAt":"2026-08-01T13:14:02.285Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"m1.com rate page","url":"https://m1.com/transfer/","checkedOn":"2026-08-01"}],"needsVerification":false}