{"slug":"marcus-14-month-cd","category":"bank","institutionSlug":"marcus","product":"14 Month High-Yield CD","title":"Marcus 14 Month CD: 4.10% APY","bonus":"4.10% APY","unit":"cash","amount":0,"reqShort":"$500 minimum, 14-month term","expiresOn":null,"status":"live","verifiedOn":"2026-07-17","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"No ChexSystems pull reported","fee":"No monthly fee; early-withdrawal penalty applies","keep":"Locked for the 14-month term; withdrawing early forfeits interest","posts":"Fixed rate for the full term","applyDomain":"marcus.com","applyUrl":"https://www.marcus.com/us/en/savings/high-yield-cds/cd-rates","summary":"Marcus by Goldman Sachs offers 4.10% APY on a 14-month high-yield CD, its highest current rate, with a $500 minimum. A CD locks the rate for the full term, so plan not to touch the money before it matures.","reqSteps":["Open a Marcus 14 Month High-Yield CD with at least $500.","Leave the money in for the full 14-month term.","The 4.10% APY is fixed for the term."],"finePrint":["Withdrawing before maturity forfeits some or all of the interest.","This is a promotional CD term and the rate can change for new accounts."],"apy":410,"apyTerm":"14-month term","listedOn":"2026-07-17","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"marcus.com CD rates","url":"https://www.marcus.com/us/en/savings/high-yield-cds/cd-rates","checkedOn":"2026-07-17"}],"needsVerification":false}