{"slug":"marcus-online-savings","category":"bank","institutionSlug":"marcus","product":"Online Savings","title":"Marcus Online Savings: 3.40% APY","bonus":"3.40% APY","unit":"cash","amount":0,"reqShort":"No minimum balance, no fees","expiresOn":null,"status":"live","verifiedOn":"2026-07-17","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"No ChexSystems pull reported","fee":"No monthly fee","keep":"Rate is variable and can change at any time","posts":"Interest compounds daily, credited monthly","applyDomain":"marcus.com","applyUrl":"https://www.marcus.com/us/en/savings/high-yield-savings","summary":"Marcus by Goldman Sachs pays 3.40% APY on its Online Savings account, with no minimum balance and no fees. The rate is variable and moves with the market, so check the last-checked date before you rely on it.","reqSteps":["Open a Marcus Online Savings account (no minimum to open).","Move money in; there is no fee and no minimum balance.","Interest compounds daily and is credited monthly."],"finePrint":["The APY is variable and can change before or after you open the account.","A referred-rate boost of 1.00% for 3 months is sometimes available through a referral."],"apy":340,"apyTerm":"ongoing APY","listedOn":"2026-07-17","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"marcus.com Online Savings","url":"https://www.marcus.com/us/en/savings/high-yield-savings","checkedOn":"2026-07-17"}],"needsVerification":false}