# Marcus Online Savings: 3.40% APY

Canonical: https://dealaka.com/offers/marcus-online-savings

- Status: Limited reports
- Bonus: 3.40% APY
- APY: 3.40% (ongoing APY)
- Requirement: No minimum balance, no fees
- Expires: no published end date
- Availability: Nationwide
- Institution: Marcus by Goldman Sachs
- Verified: Jul 17, 2026 against marcus.com
- Field reports: 0

## Summary
Marcus by Goldman Sachs pays 3.40% APY on its Online Savings account, with no minimum balance and no fees. The rate is variable and moves with the market, so check the last-checked date before you rely on it.

## Requirements
1. Open a Marcus Online Savings account (no minimum to open).
2. Move money in; there is no fee and no minimum balance.
3. Interest compounds daily and is credited monthly.

## Fine print that matters
- The APY is variable and can change before or after you open the account.
- A referred-rate boost of 1.00% for 3 months is sometimes available through a referral.

## Sources
- marcus.com Online Savings <https://www.marcus.com/us/en/savings/high-yield-savings> (checked Jul 17, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._