{"slug":"metro-credit-union-metro-checking-rate","category":"bank","institutionSlug":"metro-credit-union","product":"Metro Checking","title":"Metro Credit Union Metro Checking: 3.00% APY","bonus":"3.00% APY","unit":"cash","amount":0,"reqShort":"No minimum balance requirement or monthly fee","expiresOn":null,"status":"live","verifiedOn":"2026-08-01","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"APY is variable and may change after account opening.","posts":"Interest credited monthly to membership savings account.","applyDomain":"metrocu.org","applyUrl":"https://www.metrocu.org/personal/checking","summary":"Metro Checking offers 3.00% APY on your membership savings account with no minimum balance requirement or monthly fee. The account includes unlimited ATM fee refunds, no insufficient funds fees, and flexible overdraft options. The APY is variable and may change after account opening.","reqSteps":[],"finePrint":["APY is a variable rate and may change after the account is opened.","Rates shown are for new accounts opened and are subject to change after account opening.","Fees may reduce earnings.","After account opening, the current rate can be found within metro ibanking and on the account statement."],"apy":300,"apyTerm":"ongoing APY on membership savings account","listedOn":"2026-08-01","listedAt":"2026-08-01T13:17:56.616Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"metrocu.org rate page","url":"https://www.metrocu.org/personal/checking","checkedOn":"2026-08-01"}],"needsVerification":false}