# Metro Credit Union Metro Checking: 3.00% APY

Canonical: https://dealaka.com/offers/metro-credit-union-metro-checking-rate

- Status: Limited reports
- Bonus: 3.00% APY
- APY: 3.00% (ongoing APY on membership savings account)
- Requirement: No minimum balance requirement or monthly fee
- Expires: no published end date
- Availability: Nationwide
- Institution: Metro Credit Union
- Verified: Aug 1, 2026 against metrocu.org
- Field reports: 0

## Summary
Metro Checking offers 3.00% APY on your membership savings account with no minimum balance requirement or monthly fee. The account includes unlimited ATM fee refunds, no insufficient funds fees, and flexible overdraft options. The APY is variable and may change after account opening.

## Requirements
1. Apply through the offer page to open the Metro Checking.
2. Complete the requirement: No minimum balance requirement or monthly fee.

## Fine print that matters
- APY is a variable rate and may change after the account is opened.
- Rates shown are for new accounts opened and are subject to change after account opening.
- Fees may reduce earnings.
- After account opening, the current rate can be found within metro ibanking and on the account statement.

## Sources
- metrocu.org rate page <https://www.metrocu.org/personal/checking> (checked Aug 1, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._