{"slug":"michigan-coastal-credit-union-personal-high-interest-rate","category":"bank","institutionSlug":"michigan-coastal-credit-union","product":"Personal High Interest","title":"Michigan Coastal Credit Union Personal High Interest: 7.00% APY","bonus":"7.00% APY","unit":"cash","amount":0,"reqShort":"Up to $5,000, 7% APY; e-statements, 4+ online logins","expiresOn":null,"status":"live","verifiedOn":"2026-08-12","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"michigancoastal.com","applyUrl":"https://www.michigancoastal.com/accounts/checking-accounts","summary":"Michigan Coastal Credit Union offers 7% APY on balances up to $5,000 in their Personal High Interest Checking account. Members must maintain e-statements, log into online banking at least 4 times monthly, make at least 10 signature-based debit card transactions per month, and have at least 1 ACH transaction per month to qualify.","reqSteps":[],"finePrint":["7% APY on balances up to $5,000","Requires e-statements enrollment","Requires at least 4 online banking logins per month","Requires at least 10 signature-based debit card transactions per month","Requires at least 1 ACH transaction per month"],"apy":700,"apyTerm":"ongoing APY","listedOn":"2026-08-12","listedAt":"2026-08-12T13:04:56.301Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"michigancoastal.com rate page","url":"https://www.michigancoastal.com/accounts/checking-accounts","checkedOn":"2026-08-12"}],"needsVerification":false}