# Michigan Coastal Credit Union Personal High Interest: 7.00% APY

Canonical: https://dealaka.com/offers/michigan-coastal-credit-union-personal-high-interest-rate

- Status: Limited reports
- Bonus: 7.00% APY
- APY: 7.00% (ongoing APY)
- Requirement: Up to $5,000, 7% APY; e-statements, 4+ online logins
- Expires: no published end date
- Availability: Nationwide
- Institution: Michigan Coastal Credit Union
- Verified: Aug 12, 2026 against michigancoastal.com
- Field reports: 0

## Summary
Michigan Coastal Credit Union offers 7% APY on balances up to $5,000 in their Personal High Interest Checking account. Members must maintain e-statements, log into online banking at least 4 times monthly, make at least 10 signature-based debit card transactions per month, and have at least 1 ACH transaction per month to qualify.

## Requirements
1. Apply through the offer page to open the Personal High Interest.
2. Complete the requirement: Up to $5,000, 7% APY; e-statements, 4+ online logins.

## Fine print that matters
- 7% APY on balances up to $5,000
- Requires e-statements enrollment
- Requires at least 4 online banking logins per month
- Requires at least 10 signature-based debit card transactions per month
- Requires at least 1 ACH transaction per month

## Sources
- michigancoastal.com rate page <https://www.michigancoastal.com/accounts/checking-accounts> (checked Aug 12, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._