{"slug":"mid-minnesota-federal-credit-union-kasasa-cash-checking-rate","category":"bank","institutionSlug":"mid-minnesota-federal-credit-union","product":"Kasasa Cash Checking","title":"Mid Minnesota FCU Kasasa Cash Checking: 5.00% APY","bonus":"5.00% APY","unit":"cash","amount":0,"reqShort":"12 debit txns, 1 ACH, e-statements monthly","expiresOn":null,"status":"live","verifiedOn":"2026-08-16","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"Dividends credited on the last calendar day of each month.","applyDomain":"mmfcu.org","applyUrl":"https://www.mmfcu.org/everyday-banking/checking","summary":"Kasasa Cash Checking earns 5.00% APY on balances up to $10,000 when you meet monthly qualifications: 12 debit card purchases, 1 ACH debit or credit, and receipt of electronic statements. Balances over $10,000 earn 0.15% APY. If qualifications are not met, all balances earn 0.01% APY.","reqSteps":["Make 12 debit card purchases each month.","Complete 1 ACH debit or credit transaction each month.","Enroll in and receive electronic statements."],"finePrint":["Rates and rewards are variable and may change after the account is opened.","Fees may reduce earnings.","If account doesn't qualify for three consecutive months, account will be transferred out of kasasa product and into simply checking.","APYs accurate as of 3/1/25.","Account transactions and activities may take one or more days to post and settle.","Without the monthly qualifications the rate is 0.01% APY."],"apy":500,"apyTerm":"ongoing APY on balances up to $10,000","listedOn":"2026-08-16","listedAt":"2026-08-16T13:04:26.016Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"mmfcu.org rate page","url":"https://www.mmfcu.org/everyday-banking/checking","checkedOn":"2026-08-16"}],"needsVerification":false}