{"slug":"mile-high-fcu-kasasa-cash-checking-rate","category":"bank","institutionSlug":"mile-high-fcu","product":"Kasasa Cash Checking","title":"Mile High FCU Kasasa Cash Checking: 4.50% APY","bonus":"4.50% APY","unit":"cash","amount":0,"reqShort":"$50 minimum, qualifications required","expiresOn":null,"status":"live","verifiedOn":"2026-08-12","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"No early withdrawal penalty stated for checking account","posts":"Dividends credited on the last day or within three days of the current statement cycle","applyDomain":"milehighfcu.org","applyUrl":"https://www.milehighfcu.org/accounts/personal-checking","summary":"The Kasasa Cash checking account earns 4.50% APY on daily balances up to $20,000 when monthly qualifications are met, including debit card purchases, online banking enrollment, and e-statement enrollment. Balances over $20,000 earn a tiered rate of 1.17% to 4.50% APY. If qualifications are not met, the account earns 0.05% APY.","reqSteps":[],"finePrint":["Monthly qualification cycle required to earn stated rate","Account transactions may take one or more days to post","Rates and rewards are variable and may change after account is opened","If account is closed, you forfeit any rewards not yet credited","Limit of one account per social security number"],"apy":450,"apyTerm":"ongoing APY on balances up to $20,000","listedOn":"2026-08-12","listedAt":"2026-08-12T13:07:26.119Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"milehighfcu.org rate page","url":"https://www.milehighfcu.org/accounts/personal-checking","checkedOn":"2026-08-12"}],"needsVerification":false}