# Mile High FCU Kasasa Cash Checking: 4.50% APY

Canonical: https://dealaka.com/offers/mile-high-fcu-kasasa-cash-checking-rate

- Status: Limited reports
- Bonus: 4.50% APY
- APY: 4.50% (ongoing APY on balances up to $20,000)
- Requirement: $50 minimum, qualifications required
- Expires: no published end date
- Availability: Nationwide
- Institution: Mile High FCU
- Verified: Aug 12, 2026 against milehighfcu.org
- Field reports: 0

## Summary
The Kasasa Cash checking account earns 4.50% APY on daily balances up to $20,000 when monthly qualifications are met, including debit card purchases, online banking enrollment, and e-statement enrollment. Balances over $20,000 earn a tiered rate of 1.17% to 4.50% APY. If qualifications are not met, the account earns 0.05% APY.

## Requirements
1. Apply through the offer page to open the Kasasa Cash Checking.
2. Complete the requirement: $50 minimum, qualifications required.

## Fine print that matters
- Monthly qualification cycle required to earn stated rate
- Account transactions may take one or more days to post
- Rates and rewards are variable and may change after account is opened
- If account is closed, you forfeit any rewards not yet credited
- Limit of one account per social security number

## Sources
- milehighfcu.org rate page <https://www.milehighfcu.org/accounts/personal-checking> (checked Aug 12, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._