{"slug":"mills42-federal-credit-union-5-month-certificate-rate","category":"bank","institutionSlug":"mills42-federal-credit-union","product":"5-Month Certificate","title":"Mills42 Federal Credit Union 5-Month Certificate: 3.75% APY","bonus":"3.75% APY","unit":"cash","amount":0,"reqShort":"$500 minimum, 5-month term, estatements required","expiresOn":null,"status":"live","verifiedOn":"2026-08-12","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"Dividend penalties may apply for early withdrawals","posts":"Dividends compounded daily and posted monthly and at maturity date","applyDomain":"mills42fcu.com","applyUrl":"https://www.mills42fcu.com/","summary":"Mills42 FCU offers 3.75% APY on a 5-month certificate with a $500 minimum deposit. The highest dividend rate requires estatements; without them a lower standard rate applies. Dividends are compounded daily and posted monthly and at maturity.","reqSteps":[],"finePrint":["Minimum balance of $500 required to open account and earn dividends","Highest dividend rates require estatements","Without estatements, lower standard rate will apply","Rate will remain in effect for the term of the certificate once issued","Dividends compounded daily and posted monthly and at maturity date","Dividend penalties may apply for early withdrawals","Member eligibility required"],"apy":375,"apyTerm":"5-month term","listedOn":"2026-08-12","listedAt":"2026-08-12T13:04:05.845Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"mills42fcu.com rate page","url":"https://www.mills42fcu.com/","checkedOn":"2026-08-12"}],"needsVerification":false}