{"slug":"navigant-credit-union-journey-rewards-checking-rate","category":"bank","institutionSlug":"navigant-credit-union","product":"Journey Rewards Checking","title":"Navigant Credit Union Journey Rewards Checking: 3.00% APY","bonus":"3.00% APY","unit":"cash","amount":0,"reqShort":"$10 minimum balance","expiresOn":null,"status":"live","verifiedOn":"2026-08-12","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"navigantcu.org","applyUrl":"https://www.navigantcu.org/personal/accounts/","summary":"Navigant Credit Union offers 3.00% APY on its Journey Rewards Checking account with a $10 minimum balance. The account also includes ATM fee refunds nationwide and no monthly fees. This is an ongoing rate for eligible members.","reqSteps":["Make 12 debit card purchases per monthly statement cycle.","Have one direct deposit or automatic payment post and settle each monthly statement cycle.","Enroll to receive electronic statements."],"finePrint":["Without the monthly qualifications the rate is 0.05% APY."],"apy":300,"apyTerm":"ongoing APY","listedOn":"2026-08-12","listedAt":"2026-08-12T13:04:59.360Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"navigantcu.org rate page","url":"https://www.navigantcu.org/personal/accounts/","checkedOn":"2026-08-12"}],"needsVerification":false}