# Navigant Credit Union Journey Rewards Checking: 3.00% APY

Canonical: https://dealaka.com/offers/navigant-credit-union-journey-rewards-checking-rate

- Status: Limited reports
- Bonus: 3.00% APY
- APY: 3.00% (ongoing APY)
- Requirement: $10 minimum balance
- Expires: no published end date
- Availability: Nationwide
- Institution: Navigant Credit Union
- Verified: Aug 12, 2026 against navigantcu.org
- Field reports: 0

## Summary
Navigant Credit Union offers 3.00% APY on its Journey Rewards Checking account with a $10 minimum balance. The account also includes ATM fee refunds nationwide and no monthly fees. This is an ongoing rate for eligible members.

## Requirements
1. Make 12 debit card purchases per monthly statement cycle.
2. Have one direct deposit or automatic payment post and settle each monthly statement cycle.
3. Enroll to receive electronic statements.

## Fine print that matters
- Without the monthly qualifications the rate is 0.05% APY.

## Sources
- navigantcu.org rate page <https://www.navigantcu.org/personal/accounts/> (checked Aug 12, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._