{"slug":"navigator-credit-union-free-checking-sign-up-bonus","category":"bank","institutionSlug":"navigator-credit-union","product":"Free Checking","title":"Navigator Credit Union Free Checking: $150 bonus","bonus":"$150","unit":"cash","amount":150,"reqShort":"$500+ in DD & 12 debit purchases in 60 days","expiresOn":"2026-08-31","status":"live","verifiedOn":"2026-08-13","reports":0,"openIssues":0,"states":["AL","FL","LA","MS"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"No monthly service fees or minimum balance requirement; optional service fees (paper statements, overdrafts, returned items) may apply.","keep":"Checking and primary savings account must remain open and in good standing through the date the bonus is credited","posts":"Within 60 days of meeting all qualifications","applyDomain":"navigatorcu.org","applyUrl":"https://navigatorcu.org/checking/free-checking/","summary":"Navigator Credit Union pays $150 for opening a new Free Checking account between June 1 and August 31, 2026 with at least $500 in qualifying direct deposits and 12 debit card purchases within the first 60 days. Qualifying accounts are also entered into a monthly drawing for a $200 bonus.","reqSteps":["Open a new Free Checking account between June 1, 2026 and August 31, 2026.","Set up qualifying direct deposits totaling $500 or more.","Make 12 debit card point-of-sale or signature purchases within 60 days of account opening.","Bonus is credited to your primary savings account within 60 days of meeting qualifications."],"finePrint":["Members with an existing checking account or one closed within the last 90 days do not qualify.","New checking accounts only; consumer accounts only.","ATM transactions and account transfers do not count toward the 12 required purchases.","Peer-to-peer transfers, mobile check deposits, and trial deposits do not count as qualifying direct deposits.","Checking and primary savings accounts must remain open and in good standing through the date the bonus is credited.","Maximum of one bonus per membership.","Bonus may be reported as income on a 1099.","Qualifying accounts are also automatically entered into a monthly sweepstakes for a $200 prize; no purchase necessary to enter."],"listedOn":"2026-08-13","listedAt":"2026-08-13T02:02:37.359Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"navigatorcu.org offer page","url":"https://navigatorcu.org/checking/free-checking/","checkedOn":"2026-08-13"}],"needsVerification":false}