# Navigator Credit Union Free Checking: $150 bonus

Canonical: https://dealaka.com/offers/navigator-credit-union-free-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $150
- Requirement: $500+ in DD & 12 debit purchases in 60 days
- Expires: Aug 31, 2026
- Availability: AL, FL, LA, MS (AL, FL, LA, MS)
- Institution: Navigator Credit Union
- Verified: Aug 13, 2026 against navigatorcu.org
- Field reports: 0

## Summary
Navigator Credit Union pays $150 for opening a new Free Checking account between June 1 and August 31, 2026 with at least $500 in qualifying direct deposits and 12 debit card purchases within the first 60 days. Qualifying accounts are also entered into a monthly drawing for a $200 bonus.

## Requirements
1. Open a new Free Checking account between June 1, 2026 and August 31, 2026.
2. Set up qualifying direct deposits totaling $500 or more.
3. Make 12 debit card point-of-sale or signature purchases within 60 days of account opening.
4. Bonus is credited to your primary savings account within 60 days of meeting qualifications.

## Fine print that matters
- Members with an existing checking account or one closed within the last 90 days do not qualify.
- New checking accounts only; consumer accounts only.
- ATM transactions and account transfers do not count toward the 12 required purchases.
- Peer-to-peer transfers, mobile check deposits, and trial deposits do not count as qualifying direct deposits.
- Checking and primary savings accounts must remain open and in good standing through the date the bonus is credited.
- Maximum of one bonus per membership.
- Bonus may be reported as income on a 1099.
- Qualifying accounts are also automatically entered into a monthly sweepstakes for a $200 prize; no purchase necessary to enter.

## Sources
- navigatorcu.org offer page <https://navigatorcu.org/checking/free-checking/> (checked Aug 13, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._