{"slug":"navigator-credit-union-save-n-up-savings-account-rate","category":"bank","institutionSlug":"navigator-credit-union","product":"Save'n Up Savings Account","title":"Navigator Credit Union Save'n Up Savings Account: 3.00% APY","bonus":"3.00% APY","unit":"cash","amount":0,"reqShort":"No minimum balance, no fees","expiresOn":null,"status":"live","verifiedOn":"2026-08-12","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"Funds transferred to account at end of each day when debit card is used","applyDomain":"navigatorcu.org","applyUrl":"https://navigatorcu.org/checking/save-n-up","summary":"The Save'n Up account earns 3% APY on funds accumulated through automatic round-ups of debit card transactions. There is no minimum balance requirement or monthly maintenance fee. Navigator matches 50% of savings for the first 30 days when enrolled in e-statements, then matches 5% quarterly.","reqSteps":[],"finePrint":["Rate effective July 1, 2025","Subject to membership eligibility and e-statement enrollment","Rate is subject to change without notice","50% match available for first 30 days of enrollment on credit/signature transactions","5% quarterly match available after first 30 days on credit/signature transactions","Earned match is up to $300 per calendar year","Round-up does not occur if it exceeds available balance","Funds transferred to account at end of each day when debit card is used"],"apy":300,"apyTerm":"ongoing APY","listedOn":"2026-08-12","listedAt":"2026-08-12T13:04:02.509Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"navigatorcu.org rate page","url":"https://navigatorcu.org/checking/save-n-up","checkedOn":"2026-08-12"}],"needsVerification":false}