# Navigator Credit Union Save'n Up Savings Account: 3.00% APY

Canonical: https://dealaka.com/offers/navigator-credit-union-save-n-up-savings-account-rate

- Status: Limited reports
- Bonus: 3.00% APY
- APY: 3.00% (ongoing APY)
- Requirement: No minimum balance, no fees
- Expires: no published end date
- Availability: Nationwide
- Institution: Navigator Credit Union
- Verified: Aug 12, 2026 against navigatorcu.org
- Field reports: 0

## Summary
The Save'n Up account earns 3% APY on funds accumulated through automatic round-ups of debit card transactions. There is no minimum balance requirement or monthly maintenance fee. Navigator matches 50% of savings for the first 30 days when enrolled in e-statements, then matches 5% quarterly.

## Requirements
1. Apply through the offer page to open the Save'n Up Savings Account.
2. Complete the requirement: No minimum balance, no fees.

## Fine print that matters
- Rate effective July 1, 2025
- Subject to membership eligibility and e-statement enrollment
- Rate is subject to change without notice
- 50% match available for first 30 days of enrollment on credit/signature transactions
- 5% quarterly match available after first 30 days on credit/signature transactions
- Earned match is up to $300 per calendar year
- Round-up does not occur if it exceeds available balance
- Funds transferred to account at end of each day when debit card is used

## Sources
- navigatorcu.org rate page <https://navigatorcu.org/checking/save-n-up> (checked Aug 12, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._