# Navy Federal cashRewards Credit Card: $250 bonus

Canonical: https://dealaka.com/offers/navy-federal-cashrewards-credit-card-sign-up-bonus

- Status: Limited reports
- Bonus: $250
- Requirement: $2,500 in purchases within 90 days of account opening
- Expires: Jan 3, 2027
- Availability: Nationwide
- Institution: Navy Federal
- Verified: Jul 19, 2026 against navyfederal.org
- Field reports: 0

## Summary
Open a new Navy Federal cashRewards or cashRewards Plus credit card and spend $2,500 within 90 days to earn a $250 cash back bonus. The bonus posts to your rewards balance up to 8 weeks after the 90-day spending window ends.

## Requirements
1. Open a new cashRewards or cashRewards Plus credit card account.
2. Spend at least $2,500 on eligible purchases within 90 days of account opening.
3. Keep the account open and in good standing when the bonus posts.
4. Wait up to 8 weeks after the 90-day period for the $250 to post to your rewards balance.

## Fine print that matters
- Eligible purchases exclude fees, interest, balance transfers, gambling, convenience checks, cash advances, and cash-equivalents like money orders or gift cards.
- Limit of one promotional offer per account opening.
- Offer valid for accounts applied for between 07/01/2026 and 01/03/2027.
- Cards under $5,000 credit limit receive standard cashRewards (1.5% back); $5,000+ limit gets cashRewards Plus (2% back) with different benefits.
- Navy Federal can change or end the offer at any time without notice.

## Sources
- navyfederal.org offer page <https://www.navyfederal.org/membership/offers-discounts.html> (checked Jul 19, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._