# Navy Federal Flagship Rewards: 35,000 points bonus

Canonical: https://dealaka.com/offers/navy-federal-flagship-rewards

- Status: Limited reports
- Bonus: 35,000 points
- Requirement: Spend $3,500 in 90 days of account opening
- Expires: Jan 3, 2027
- Availability: Nationwide
- Institution: Navy Federal
- Verified: Jul 22, 2026 against navyfederal.org
- Field reports: 0

## Summary
Open a new Navy Federal Flagship Rewards Visa Signature card and spend $3,500 within 90 days to earn 35,000 bonus points worth about $350. Points post to your rewards balance up to 8 weeks after the 90-day spending window closes.

## Requirements
1. Apply for and open a new Visa Signature Flagship Rewards credit card account.
2. Spend $3,500 or more in eligible purchases within 90 days of account opening.
3. Wait up to 8 weeks after the 90-day period for the 35,000 points to post to your rewards balance.
4. Keep the account open and in good standing when the points are scheduled to post.

## Fine print that matters
- Eligible purchases exclude fees, interest charges, balance transfers, gambling, convenience checks, cash advances, and cash-equivalents like money orders, gift cards, and prepaid cards.
- Limit of one promotional offer at account opening.
- Offer valid for accounts applied for between 07/01/2026 and 01/03/2027.
- Account must be open and not in default when the points are scheduled to post.
- Navy Federal reserves the right to change or end the offer at any time without notice.
- The card carries a $49 annual fee.
- A separate free Amazon Prime annual membership offer requires paying for Prime with the card, limited to one statement credit per account per year.

## Sources
- navyfederal.org offer page <https://www.navyfederal.org/loans-cards/credit-cards/offers/flagship-visa-signature.html> (checked Jul 22, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._