{"slug":"neches-federal-credit-union-member-plus-high-yield-rate","category":"bank","institutionSlug":"neches-federal-credit-union","product":"Member Plus High-Yield","title":"Neches Federal Credit Union Member Plus High-Yield: 6.00% APY","bonus":"6.00% APY","unit":"cash","amount":0,"reqShort":"No minimum balance, qualifications required","expiresOn":null,"status":"live","verifiedOn":"2026-08-12","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"nechesfcu.org","applyUrl":"https://www.nechesfcu.org/personal/checking-savings/checking-accounts","summary":"Member Plus High-Yield Checking earns 6.00% APY with no minimum balance. To earn the full rate, members must enroll in e-statements, have direct deposits, and complete 20 debit card transactions monthly. Balances over $25,000 earn 0.10% APY.","reqSteps":[],"finePrint":["if you meet the minimum qualification requirements during the calendar month qualification cycle, an apy ranging from 5.84%-6.00% will apply to balances up to $25,000, and for balances greater than $25,000, an apy of 0.10% will apply","the minimum qualification requirements during the calendar month qualification cycle are enrolling in e-statements, having an aggregate direct deposit of $0.00 or more, and completing 20 debit card transactions","rates may change after account is opened without notice","average daily balance of $0 or greater is required to earn dividends"],"apy":600,"apyTerm":"ongoing APY","listedOn":"2026-08-12","listedAt":"2026-08-12T13:03:54.277Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"nechesfcu.org rate page","url":"https://www.nechesfcu.org/personal/checking-savings/checking-accounts","checkedOn":"2026-08-12"}],"needsVerification":false}