# Neches Federal Credit Union Member Plus High-Yield: 6.00% APY

Canonical: https://dealaka.com/offers/neches-federal-credit-union-member-plus-high-yield-rate

- Status: Limited reports
- Bonus: 6.00% APY
- APY: 6.00% (ongoing APY)
- Requirement: No minimum balance, qualifications required
- Expires: no published end date
- Availability: Nationwide
- Institution: Neches Federal Credit Union
- Verified: Aug 12, 2026 against nechesfcu.org
- Field reports: 0

## Summary
Member Plus High-Yield Checking earns 6.00% APY with no minimum balance. To earn the full rate, members must enroll in e-statements, have direct deposits, and complete 20 debit card transactions monthly. Balances over $25,000 earn 0.10% APY.

## Requirements
1. Apply through the offer page to open the Member Plus High-Yield.
2. Complete the requirement: No minimum balance, qualifications required.

## Fine print that matters
- if you meet the minimum qualification requirements during the calendar month qualification cycle, an apy ranging from 5.84%-6.00% will apply to balances up to $25,000, and for balances greater than $25,000, an apy of 0.10% will apply
- the minimum qualification requirements during the calendar month qualification cycle are enrolling in e-statements, having an aggregate direct deposit of $0.00 or more, and completing 20 debit card transactions
- rates may change after account is opened without notice
- average daily balance of $0 or greater is required to earn dividends

## Sources
- nechesfcu.org rate page <https://www.nechesfcu.org/personal/checking-savings/checking-accounts> (checked Aug 12, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._