{"slug":"neighbors-bank-neighbors-savings-account-rate","category":"bank","institutionSlug":"neighbors-bank","product":"Neighbors Savings Account","title":"Neighbors Bank Neighbors Savings Account: 4.10% APY","bonus":"4.10% APY","unit":"cash","amount":0,"reqShort":"No minimum, FDIC-insured","expiresOn":null,"status":"live","verifiedOn":"2026-08-02","reports":0,"openIssues":0,"states":["DE"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"neighborsbank.com","applyUrl":"https://www.neighborsbank.com/","summary":"Neighbors Bank offers 4.10% APY on balances up to $250,000 in its Neighbors Savings Account. Balances exceeding $250,000 earn 0.05% APY. The account is FDIC-insured and limited to one per primary owner, not available in Delaware.","reqSteps":[],"finePrint":["0.05% APY on balances over $250,000","Rate effective 05-04-2026 and subject to change","Fees may reduce earnings","Balances over $250,000 may not be FDIC insured","Limited to one Neighbors Savings or Online Savings account per primary owner","Not available in Delaware"],"apy":410,"apyTerm":"ongoing APY","listedOn":"2026-08-02","listedAt":"2026-08-02T13:14:35.417Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"neighborsbank.com rate page","url":"https://www.neighborsbank.com/","checkedOn":"2026-08-02"}],"needsVerification":false}