# Neighbors Bank Neighbors Savings Account: 4.10% APY

Canonical: https://dealaka.com/offers/neighbors-bank-neighbors-savings-account-rate

- Status: Limited reports
- Bonus: 4.10% APY
- APY: 4.10% (ongoing APY)
- Requirement: No minimum, FDIC-insured
- Expires: no published end date
- Availability: DE (DE)
- Institution: Neighbors Bank
- Verified: Aug 2, 2026 against neighborsbank.com
- Field reports: 0

## Summary
Neighbors Bank offers 4.10% APY on balances up to $250,000 in its Neighbors Savings Account. Balances exceeding $250,000 earn 0.05% APY. The account is FDIC-insured and limited to one per primary owner, not available in Delaware.

## Requirements
1. Apply through the offer page to open the Neighbors Savings Account.
2. Complete the requirement: No minimum, FDIC-insured.

## Fine print that matters
- 0.05% APY on balances over $250,000
- Rate effective 05-04-2026 and subject to change
- Fees may reduce earnings
- Balances over $250,000 may not be FDIC insured
- Limited to one Neighbors Savings or Online Savings account per primary owner
- Not available in Delaware

## Sources
- neighborsbank.com rate page <https://www.neighborsbank.com/> (checked Aug 2, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._