{"slug":"newburyport-bank-5-or-10-month-cd-rate","category":"bank","institutionSlug":"newburyport-bank","product":"5 or 10 Month CD","title":"Newburyport Bank 5 or 10 Month CD: 3.90% APY","bonus":"3.90% APY","unit":"cash","amount":0,"reqShort":"5 or 10 month term, same rate for both","expiresOn":null,"status":"live","verifiedOn":"2026-08-21","reports":0,"openIssues":0,"states":["MA","NH"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"newburyportbank.com","applyUrl":"https://www.newburyportbank.com/personal/cds-iras","summary":"Earn 3.90% APY on a certificate of deposit with a choice of 5 or 10 month terms at the same rate. The bank offers terms ranging from 3 to 60 months with FDIC insurance protection.","reqSteps":[],"finePrint":[],"apy":390,"apyTerm":"5 or 10 month term","listedOn":"2026-08-21","listedAt":"2026-08-21T13:02:15.315Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"newburyportbank.com rate page","url":"https://www.newburyportbank.com/","checkedOn":"2026-08-21"}],"needsVerification":false}