{"slug":"niagara-regional-federal-credit-union-swipe-save-rate","category":"bank","institutionSlug":"niagara-regional-federal-credit-union","product":"Swipe Save","title":"Niagara Regional Federal Credit Union Swipe Save: 5.00% APY","bonus":"5.00% APY","unit":"cash","amount":0,"reqShort":"Automatic round-up savings account","expiresOn":null,"status":"live","verifiedOn":"2026-08-13","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"niagararegionalfcu.org","applyUrl":"https://www.niagararegionalfcu.org/promotions","summary":"Swipe Save earns 5% APY on the rounded-up differences from debit card purchases. Each purchase is rounded to the next dollar and the difference is deposited into the Swipe Save account to earn interest.","reqSteps":[],"finePrint":[],"apy":500,"apyTerm":"ongoing APY","listedOn":"2026-08-13","listedAt":"2026-08-13T13:04:26.333Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"niagararegionalfcu.org rate page","url":"https://www.niagararegionalfcu.org/promotions","checkedOn":"2026-08-13"}],"needsVerification":false}