# Niagara Regional Federal Credit Union Swipe Save: 5.00% APY

Canonical: https://dealaka.com/offers/niagara-regional-federal-credit-union-swipe-save-rate

- Status: Limited reports
- Bonus: 5.00% APY
- APY: 5.00% (ongoing APY)
- Requirement: Automatic round-up savings account
- Expires: no published end date
- Availability: Nationwide
- Institution: Niagara Regional Federal Credit Union
- Verified: Aug 13, 2026 against niagararegionalfcu.org
- Field reports: 0

## Summary
Swipe Save earns 5% APY on the rounded-up differences from debit card purchases. Each purchase is rounded to the next dollar and the difference is deposited into the Swipe Save account to earn interest.

## Requirements
1. Apply through the offer page to open the Swipe Save.
2. Complete the requirement: Automatic round-up savings account.

## Sources
- niagararegionalfcu.org rate page <https://www.niagararegionalfcu.org/promotions> (checked Aug 13, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._