{"slug":"omb-bank-13-month-cd-rate","category":"bank","institutionSlug":"omb-bank","product":"13-Month CD","title":"OMB Bank 13-Month CD: 4.19% APY","bonus":"4.19% APY","unit":"cash","amount":0,"reqShort":"$1,000 minimum, 13-month term","expiresOn":null,"status":"live","verifiedOn":"2026-08-20","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"Penalty for early withdrawal.","posts":"","applyDomain":"ombbank.com","applyUrl":"https://www.ombbank.com/","summary":"OMB Bank offers 4.19% APY on its 13-month CD with a $1,000 minimum deposit. Interest is earned over the 13-month term. A penalty may be imposed for early withdrawal of funds.","reqSteps":[],"finePrint":["A penalty may be imposed for early withdrawal of funds.","Rates subject to change without notice.","Offers are good for a limited time only and may be withdrawn at any time at the bank's discretion.","All CDs have a minimum balance of $0.01 to earn APY."],"apy":419,"apyTerm":"13-month term","listedOn":"2026-08-20","listedAt":"2026-08-20T13:08:22.297Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"ombbank.com rate page","url":"https://www.ombbank.com/","checkedOn":"2026-08-20"}],"needsVerification":false}