{"slug":"one-vision-federal-credit-union-high-dividend-checking-rate","category":"bank","institutionSlug":"one-vision-federal-credit-union","product":"High-Dividend Checking","title":"One Vision Federal Credit Union High-Dividend Checking: 5.00% APY","bonus":"5.00% APY","unit":"cash","amount":0,"reqShort":"15 debit txns + $300/mo, DD $500+ monthly, e-statements","expiresOn":null,"status":"live","verifiedOn":"2026-08-13","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"Compounded and credited monthly.","applyDomain":"onevisionfcu.org","applyUrl":"https://onevisionfcu.org/high-dividend-checking-account","summary":"Earn 5% APY on checking balances up to $1,000, then 1.0% from $1,000.01 to $5,000 and 0.10% above that. You must make at least 15 debit card transactions totaling $300 or more monthly, receive direct deposits of at least $500 monthly, and enroll in e-statements. Interest is compounded and credited monthly.","reqSteps":["Make at least 15 debit card transactions totaling $300 or more per month.","Receive direct deposits of at least $500 monthly.","Enroll in e-statements."],"finePrint":["Rates are subject to change after account is open.","Dividends are paid on only one checking account meeting all dividend requirements per membership.","Fees may reduce earnings.","Members 55 or older who do not meet all requirements but have direct deposit of at least $500 monthly and e-statements receive 0.10% APY plus one free box of checks annually.","Without the monthly qualifications the rate is 0.1% APY."],"apy":500,"apyTerm":"ongoing APY on balances up to $1,000","listedOn":"2026-08-13","listedAt":"2026-08-13T13:06:41.590Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"onevisionfcu.org rate page","url":"https://onevisionfcu.org/high-dividend-checking-account","checkedOn":"2026-08-13"}],"needsVerification":false}