{"slug":"pecu-atx-flex-rewards-checking-rate","category":"bank","institutionSlug":"pecu","product":"ATX Flex Rewards Checking","title":"PECU ATX Flex Rewards Checking: 6.00% APY","bonus":"6.00% APY","unit":"cash","amount":0,"reqShort":"$25 minimum deposit, qualifications required","expiresOn":null,"status":"live","verifiedOn":"2026-08-01","reports":0,"openIssues":0,"states":["TX"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"Dividends credited on the last day of the statement cycle; ATM fee reimbursements credited on the last day of the statement cycle","applyDomain":"pecutx.org","applyUrl":"https://www.pecutx.org/bank/atx-flex-rewards-checking/high-interest.html","summary":"Earn 6.00% APY on balances up to $15,000 when you meet monthly qualifications: one direct deposit or ACH transaction, 15 debit card purchases, and eStatement enrollment. Balances over $15,000 earn 6.00% to 1.00% depending on balance. If qualifications aren't met, the rate drops to 0.05% APY.","reqSteps":[],"finePrint":["6.00% APY on balances up to and including $15,000","6.00% to 1.00% APY on balances over $15,000 depending on balance","0.05% APY if qualifications are not met","At least 1 direct deposit, ACH payment, or ACH credit transaction required per monthly qualification cycle","At least 15 debit card purchases required per monthly qualification cycle","Must be enrolled in eStatements","ATM withdrawal fee reimbursements up to $25 monthly when qualifications are met","Rates, rewards, and bonuses are variable and may change after account opening","No minimum balance required to earn rewards","Account must not be used for commercial purposes"],"apy":600,"apyTerm":"ongoing APY on balances up to $15,000","listedOn":"2026-08-01","listedAt":"2026-08-01T13:02:55.907Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"pecutx.org rate page","url":"https://www.pecutx.org/bank/atx-flex-rewards-checking/high-interest.html","checkedOn":"2026-08-01"}],"needsVerification":false}