# PECU ATX Flex Rewards Checking: 6.00% APY

Canonical: https://dealaka.com/offers/pecu-atx-flex-rewards-checking-rate

- Status: Limited reports
- Bonus: 6.00% APY
- APY: 6.00% (ongoing APY on balances up to $15,000)
- Requirement: $25 minimum deposit, qualifications required
- Expires: no published end date
- Availability: TX (TX)
- Institution: Pecu
- Verified: Aug 1, 2026 against pecutx.org
- Field reports: 0

## Summary
Earn 6.00% APY on balances up to $15,000 when you meet monthly qualifications: one direct deposit or ACH transaction, 15 debit card purchases, and eStatement enrollment. Balances over $15,000 earn 6.00% to 1.00% depending on balance. If qualifications aren't met, the rate drops to 0.05% APY.

## Requirements
1. Apply through the offer page to open the ATX Flex Rewards Checking.
2. Complete the requirement: $25 minimum deposit, qualifications required.

## Fine print that matters
- 6.00% APY on balances up to and including $15,000
- 6.00% to 1.00% APY on balances over $15,000 depending on balance
- 0.05% APY if qualifications are not met
- At least 1 direct deposit, ACH payment, or ACH credit transaction required per monthly qualification cycle
- At least 15 debit card purchases required per monthly qualification cycle
- Must be enrolled in eStatements
- ATM withdrawal fee reimbursements up to $25 monthly when qualifications are met
- Rates, rewards, and bonuses are variable and may change after account opening
- No minimum balance required to earn rewards
- Account must not be used for commercial purposes

## Sources
- pecutx.org rate page <https://www.pecutx.org/bank/atx-flex-rewards-checking/high-interest.html> (checked Aug 1, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._