{"slug":"penn-community-bank-checking-sign-up-bonus","category":"bank","institutionSlug":"penn-community-bank","product":"Checking","title":"Penn Community Bank Checking: $400 bonus","bonus":"$400","unit":"cash","amount":400,"reqShort":"$1,500+ direct deposits or 20 debit txns of $20+ in 60 days","expiresOn":"2026-09-12","status":"live","verifiedOn":"2026-07-30","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"Varies by account type; Relationship Checking has a $10 monthly fee waivable by meeting balance or direct deposit conditions","keep":"Account must be open, active and in good standing when the bonus is processed; closing within 6 months may trigger an early termination fee and clawback of the bonus","posts":"Within 45 days after meeting offer requirements","applyDomain":"penncommunitybank.com","applyUrl":"https://www.penncommunitybank.com/400bonus/","summary":"Penn Community Bank is offering a $400 cash bonus for opening a new personal checking account. To earn it, open the account with at least $25 and within 60 days either receive $1,500 or more in direct deposits or make 20 debit card purchases of $20 or more each, using promo code 400BONUS.","reqSteps":["Open a new personal checking account with $25 or more.","Within 60 days, receive qualifying direct deposits totaling $1,500 or more, or complete 20+ debit card purchases of $20 or more each.","Present the promo code 400BONUS at account opening.","Keep the account open, active and in good standing when the bonus is processed."],"finePrint":["Available to new checking customers only.","Must not have closed a Penn Community Bank checking account in the preceding 12 months or received a prior new checking account incentive.","Limit one bonus offer per household.","Not available for business and municipal accounts.","If the account is closed within six months of opening, an early termination fee may apply and the bonus amount will be debited from the final balance.","Bonus is subject to IRS 1099 tax reporting.","Offer may be modified or withdrawn at any time."],"listedOn":"2026-07-30","listedAt":"2026-07-30T17:18:33.135Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"penncommunitybank.com offer page","url":"https://www.penncommunitybank.com/400bonus/","checkedOn":"2026-07-30"}],"needsVerification":false}