{"slug":"pheple-fcu-kasasa-checking-rate","category":"bank","institutionSlug":"pheple-fcu","product":"Kasasa Checking","title":"Pheple FCU Kasasa Checking: 5.00% APY","bonus":"5.00% APY","unit":"cash","amount":0,"reqShort":"5.00% APY up to $15k with monthly qualifications","expiresOn":null,"status":"live","verifiedOn":"2026-08-13","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"pheplefcu.org","applyUrl":"https://www.pheplefcu.org/checking","summary":"Earn 5.00% APY on balances up to $15,000 when you complete monthly qualifications: 12 debit card purchases, one direct deposit or ACH withdrawal, and enrollment in e-statements. Balances over $15,000 earn 0.30% APY. If qualifications are not met, the rate drops to 0.05% APY.","reqSteps":["Make 12 debit card purchases each month.","Receive one direct deposit or ACH withdrawal each month.","Enroll in e-statements."],"finePrint":["Higher monthly earnings: 5.00% APY up to $15,000 balance","0.30% APY on balances over $15,000","0.05% APY if monthly qualifications unmet","Without the monthly qualifications the rate is 0.05% APY."],"apy":500,"apyTerm":"ongoing APY, conditional","listedOn":"2026-08-13","listedAt":"2026-08-13T13:03:17.151Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"pheplefcu.org rate page","url":"https://www.pheplefcu.org/checking","checkedOn":"2026-08-13"}],"needsVerification":false}