# Picatinny Federal Credit Union Basic Checking: $250 bonus

Canonical: https://dealaka.com/offers/picatinny-federal-credit-union-basic-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $250
- Requirement: Open checking, set up $500/mo direct deposit in 60 days
- Expires: no published end date
- Availability: Nationwide
- Institution: Picatinny Federal Credit Union
- Verified: Aug 4, 2026 against picacreditunion.com
- Field reports: 0

## Summary
Picatinny Federal Credit Union pays a $250 cash reward when you open a Basic Checking account and set up a recurring direct deposit of at least $500 a month within 60 days. You also need to open a savings account with a $5 minimum deposit, and the checking account must stay open for 6 months.

## Requirements
1. Open a new Picatinny Basic Checking account.
2. Also open a savings account with a minimum $5 deposit.
3. Set up a repeating direct deposit of at least $500 a month from an employer, Social Security, or pension.
4. Initiate the first direct deposit within 60 days of account opening.
5. Keep the checking account open for 6 months.

## Fine print that matters
- Cash reward is considered interest and will be reported on IRS Form 1099-INT.
- The $250 cash reward is deposited into the savings account within the first 90 days of account opening.
- Checking account must remain open for 6 months.
- Offer subject to approval by the credit union.
- Cannot be combined with any other offers or promotions.

## Sources
- picacreditunion.com offer page <https://www.picacreditunion.com/checking/> (checked Aug 4, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._