# Provident Credit Union Dividend Business Checking: $475 bonus

Canonical: https://dealaka.com/offers/provident-credit-union-dividend-business-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $475
- Requirement: $2,500 deposits + $400/mo debit for 2 months
- Expires: Jul 31, 2026
- Availability: Nationwide
- Institution: Provident Credit Union
- Verified: Jul 19, 2026 against providentcu.org
- Field reports: 0

## Summary
Provident Credit Union is offering a $475 bonus for opening a new Dividend Business Checking account with promo code SEED475. To earn it you need to deposit at least $2,500 within 60 days and make $400 or more in debit or credit card purchases each month for two consecutive months, plus enroll in online banking and eDocuments.

## Requirements
1. Open a Dividend Business Checking account using promo code SEED475.
2. Deposit at least $2,500 in total within the first 60 days of account opening.
3. Make purchases of $400 or more using a Provident business debit or credit card for two consecutive months starting the month after account opening.
4. Enroll in online banking and eDocuments with a valid email address.
5. Keep the account active and in good standing for two consecutive months.

## Fine print that matters
- Must be a new business member residing in California.
- Not eligible if you are a current owner on a Provident business account or were within the last two years.
- One new business account bonus per business.
- Business savings account required to open a Dividend Business Checking account.
- Must fund the checking account within 60 days with a minimum deposit of $100 or you become ineligible and the account may be closed.
- Bonus is typically credited within 120 days of account opening.
- Bonus may be reported to the IRS and taxes are the member's responsibility.
- Offer may expire at any time and is stated to expire July 31, 2026.
- Debit card cashback, credit card cash advances, checks, and ACH-only auto payments do not count toward qualifying purchases.

## Sources
- providentcu.org offer page <https://providentcu.org/business/checking/dividend-checking/bonus> (checked Jul 19, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._