{"slug":"rakuten-card-100","category":"card","institutionSlug":"rakuten","product":"American Express Card","title":"Rakuten American Express Card: $100 bonus","bonus":"$100","unit":"cash","amount":100,"reqShort":"$1,000 in purchases, 90 days","expiresOn":null,"status":"live","verifiedOn":"2026-07-18","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":true,"chex":null,"fee":"No annual fee","keep":"","posts":"After you meet the $1,000 spend","applyDomain":"rakuten.com","applyUrl":"https://www.rakuten.com/credit-card","summary":"The Rakuten American Express Card pays a $100 cash bonus after you spend $1,000 in the first 90 days, with no annual fee. It runs on the Amex network but is issued by First Electronic Bank and serviced by Imprint, so it is separate from an Amex-issued card and its once-per-lifetime rules.","reqSteps":["Apply at rakuten.com/credit-card; approval is a hard inquiry.","Spend $1,000 on the card within the first 90 days.","The $100 bonus posts after you meet the spend requirement."],"finePrint":["Issued by First Electronic Bank and serviced by Imprint on the American Express network, not by American Express.","No annual fee.","The public welcome offer has briefly spiked to $200 on one-day promotions; $100 is the standing offer."],"reqUsd":1000,"listedOn":"2026-07-18","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"Doctor of Credit: Rakuten Amex card","url":"https://www.doctorofcredit.com/new-card-review-rakuten-american-express-card-with-extra-earnings-on-rakuten-shopping-dining/","checkedOn":"2026-07-18"},{"label":"US Credit Card Guide: Rakuten Amex","url":"https://www.uscreditcardguide.com/rakuten-amex-credit-card/","checkedOn":"2026-07-18"}],"needsVerification":false}