{"slug":"redbrand-credit-union-special-merger-rate-6-month-rate","category":"bank","institutionSlug":"redbrand-credit-union","product":"Special Merger Rate 6-Month","title":"Redbrand Credit Union Special Merger Rate 6-Month: 3.85% APY","bonus":"3.85% APY","unit":"cash","amount":0,"reqShort":"$500 to open, $100 minimum to earn APY, 6-month term","expiresOn":"2026-06-30","status":"live","verifiedOn":"2026-08-14","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"redbrandcu.com","applyUrl":"https://www.redbrandcu.com/products-services/accounts/account-types/","summary":"Redbrand Credit Union offers 3.85% APY on a 6-month share certificate through June 30, 2026. A $500 minimum is required to open the account, with a $100 minimum balance needed to earn the stated APY. This is a promotional rate available to members of Redbrand Credit Union and R.I.A. Federal Credit Union.","reqSteps":[],"finePrint":["3.85% is the promotional rate available for a limited time through June 30, 2026","$500 minimum balance required to open a certificate","$100 minimum balance to earn the advertised APY","Rate may change at any time","Fees may reduce earnings","NCUA insured up to $250,000"],"apy":385,"apyTerm":"6-month promotional term","listedOn":"2026-08-14","listedAt":"2026-08-14T13:06:08.955Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"redbrandcu.com rate page","url":"https://www.redbrandcu.com/","checkedOn":"2026-08-14"}],"needsVerification":false}