# Redbrand Credit Union Special Merger Rate 6-Month: 3.85% APY

Canonical: https://dealaka.com/offers/redbrand-credit-union-special-merger-rate-6-month-rate

- Status: Limited reports
- Bonus: 3.85% APY
- APY: 3.85% (6-month promotional term)
- Requirement: $500 to open, $100 minimum to earn APY, 6-month term
- Expires: Jun 30, 2026
- Availability: Nationwide
- Institution: Redbrand Credit Union
- Verified: Aug 14, 2026 against redbrandcu.com
- Field reports: 0

## Summary
Redbrand Credit Union offers 3.85% APY on a 6-month share certificate through June 30, 2026. A $500 minimum is required to open the account, with a $100 minimum balance needed to earn the stated APY. This is a promotional rate available to members of Redbrand Credit Union and R.I.A. Federal Credit Union.

## Requirements
1. Apply through the offer page to open the Special Merger Rate 6-Month.
2. Complete the requirement: $500 to open, $100 minimum to earn APY, 6-month term.

## Fine print that matters
- 3.85% is the promotional rate available for a limited time through June 30, 2026
- $500 minimum balance required to open a certificate
- $100 minimum balance to earn the advertised APY
- Rate may change at any time
- Fees may reduce earnings
- NCUA insured up to $250,000

## Sources
- redbrandcu.com rate page <https://www.redbrandcu.com/> (checked Aug 14, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._