{"slug":"ridgewood-savings-bank-mastercard-world-sign-up-bonus","category":"card","institutionSlug":"ridgewood-savings-bank","product":"Mastercard World","title":"Ridgewood Savings Bank Mastercard World: $500 bonus","bonus":"$500","unit":"cash","amount":500,"reqShort":"$5,000 in purchases within 90 days of account opening","expiresOn":null,"status":"live","verifiedOn":"2026-07-31","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":true,"chex":null,"fee":"$95 annual fee, waived for the first year","keep":"","posts":"","applyDomain":"ridgewoodbank.com","applyUrl":"https://www.ridgewoodbank.com/home/personal/cardpromotion","summary":"Ridgewood Savings Bank's Mastercard World card offers a $500 cash back bonus when you spend $5,000 on purchases within the first 90 days of opening the account. The bonus is paid as a direct deposit or a statement credit, and the offer is exclusive to Ridgewood deposit customers.","reqSteps":["Apply for and open a Mastercard World account.","Make at least $5,000 in qualifying purchases within the first 90 days of account opening.","Receive the cash back bonus as a direct deposit or statement credit."],"finePrint":["Offer is exclusively for Ridgewood deposit customers.","Qualifying purchases exclude fees, interest, balance transfers, cash advances, convenience checks, disputed or fraudulent transactions, traveler's checks, prepaid card purchases, and cash equivalents.","Refunds and credit adjustments do not count toward the spending requirement.","$95 annual fee applies, waived for the first year.","New cardmembers only, subject to credit approval."],"listedOn":"2026-07-31","listedAt":"2026-07-31T13:10:55.512Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"ridgewoodbank.com offer page","url":"https://www.ridgewoodbank.com/home/personal/cardpromotion","checkedOn":"2026-07-31"}],"needsVerification":false}