# Ridgewood Savings Bank Mastercard World: $500 bonus

Canonical: https://dealaka.com/offers/ridgewood-savings-bank-mastercard-world-sign-up-bonus

- Status: Limited reports
- Bonus: $500
- Requirement: $5,000 in purchases within 90 days of account opening
- Expires: no published end date
- Availability: Nationwide
- Institution: Ridgewood Savings Bank
- Verified: Jul 31, 2026 against ridgewoodbank.com
- Field reports: 0

## Summary
Ridgewood Savings Bank's Mastercard World card offers a $500 cash back bonus when you spend $5,000 on purchases within the first 90 days of opening the account. The bonus is paid as a direct deposit or a statement credit, and the offer is exclusive to Ridgewood deposit customers.

## Requirements
1. Apply for and open a Mastercard World account.
2. Make at least $5,000 in qualifying purchases within the first 90 days of account opening.
3. Receive the cash back bonus as a direct deposit or statement credit.

## Fine print that matters
- Offer is exclusively for Ridgewood deposit customers.
- Qualifying purchases exclude fees, interest, balance transfers, cash advances, convenience checks, disputed or fraudulent transactions, traveler's checks, prepaid card purchases, and cash equivalents.
- Refunds and credit adjustments do not count toward the spending requirement.
- $95 annual fee applies, waived for the first year.
- New cardmembers only, subject to credit approval.

## Sources
- ridgewoodbank.com offer page <https://www.ridgewoodbank.com/home/personal/cardpromotion> (checked Jul 31, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._